The Penny Stock Prophet

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Top Reasons To Invest Your Money

Many of us think of making an investment in the stock market as a way of reaching retirement goals and not a lot more. There’s very little that might be further from the truth though. There are lots of reasons that people invest in the stock market possessing a ton to do with the more swift future. If you haven’t considered all the good things that may come about as the result of savvy investing in the stock market and mutual funds, maybe these ideas will give you a little inspiration.

1) Buying a home. While you don’t necessarily need the money upfront to pay for the entire house it might be great. Naturally, down payments are good to have to and the more cash you can spend as a down-payment the lower interest rate you can get, which suggests you will pay considerably less over the period of your home. It also means you will have instant equity in your home that is almost always a great thing.

2) Sending the youngsters to college. This is a long term investing target nonetheless it is not as long term for many as retirement. Many of us can essentially foresee sending our children off to university while we aren’t yet prepared to envision or daydream (or dread) what our retirement is going to be like. But many folks wonder regularly how they’re going to give their youngsters the university education they dream of for their kids.

3) Braces and other hospital bills. If you have youngsters you ought to be prepared for surprising medical and dental expenses along the way. Even if you have got a super insurance plan probabilities are that you’ll need to bear the brunt of some of these costs along the way in the shape of deductibles and corp payments that can be expensive in their own rights. It helps if you have got a little cash set aside and making interest for these occasions.

4) Dream vacations. We all have places we would like to go, things we’d love to do, and sights we might like to see. Most of us put lots of time and effort into securing our future and forget the importance of taking a little time to enjoy the time we have today. Our children are only young once so if you want to take them to Disney it’s best to do it while they’re young and can enjoy and remember the experience. Just as importantly they can recall sharing the experience with you. This is one of the best reasons to invest.

5) To pay for the unexpected. Pipes burst, the heating and air-conditioning go out, and new cars are needed on the way. Most investments have a miles better return on investment than the average bank’s IR. This implies that by investing the cash you are more likely to have it earning profits for you while you are waiting for those moments when you need to withdraw it to handle those tiny emergencies.

As you can see there are plenty of reasons to invest your cash that have got nothing to do with retirement though securing a comfortable retirement is near the head of most people’s lists of reasons to invest. If you haven’t thought of all of these reasons and a few more and are not yet investing, what on earth is preventing you from getting going straight away?

Steve Strong reports on the most recent stock market trading tools and newsletters, writing on subjects like penny stock trading and preferred guides like Penny Stock Prophet.

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