Penny Stocks Brazil

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Financial Advice Please?

Hi all. This is my story and I need a little advice. Me and my wife work, we bring home approx 150,000 a year. We have a little condo which we paid 255,000 and now we only owe approx 220,000 on the mortgage. We would like to move because the condo we live in is horrible. We can sell this condo and get 300,000 for it. We are looking at a house that costs 550,000. We have 150,000 cash saved up and if we sell our little condo I can make another 80,000 so that would be a total of 230,000 cash that we have. Now my question starts. Should I buy that nice house for 550,000 and put down my full 230,000 towards that house and stay penny less and have a bigger mortgage then I have now? or should I invest that 230,000 someplace like a commercial property and buy that nice house in a year or 2 or even 3?

Well I see two different approaches.

1) You seem like you hate the place your living in, so I would recommend selling it and buying something in the 300,000-400,000 price range.

2) If you can really wait then maybe investing in:
20% Treasuries-Safe and steady return
10% Gold- Gold is seen as the alternative currency to the dollar, and since the dollar is constantly depreciating this is a smart investment in the long term.
30% Emerging Market Mutual funds (Eg. China,Brazil, Russia, India) – Great returns over the next 2-3 years with some risk.
10% Oil stocks – As consumer demand picks up, the price of oil will explode.
20% Bonds – Safe and steady returns/
10% Cash- Always nice to have some cash in your portfolio incase a good opportunity arises.

ADNT Gold Mining Exploration Penny Stock

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